LJL Funding, LLC
CAPITAL PRIVACY STATEMENT
LJL Funding, LLC, and its affiliates and subsidiaries recognize the importance of keeping the personal information you provide to us private and secure. LJL Funding has developed a comprehensive privacy policy and we use the latest technology to ensure that your personal information is secure.
Privacy Statement
The personal, private information you provide to LJL Funding will be used in connection with processing, underwriting, funding and servicing the loan for which you applied for. LJL Funding does not share any information about you or your company to unaffiliated third parties, except as necessary to process, underwrite, fund and service your loan and as permitted by law. LJL Funding may share information regarding your transaction and account experience, including name and payment history, among our affiliated financial services companies to better serve your needs and notify you of financial services that might interest you, as permitted by applicable law. LJL Funding does not share, distribute, sell or otherwise disseminate any information about you or your company, except as detailed above.
Cookies
The purpose of this section is to explain how LJL Funding protects and uses your personal information when using this site. We want you to know that information given to us is safe, secure and used in a responsible manner. We designed features of our site to let new visitors anonymously learn about our financial products and services without revealing their identities. For these new visitors, the only information we collect online is from cookies, pixel tags or similar devices, which provide limited data, such as the date, time and areas of our site that were visited, interactions on the site, and the Web path/domain where the visitor came from. LJL Funding uses this information only to recognize you and hold information during your visit to the site. This general information allows us to serve visitors better by continually improving our Web site and making it more convenient. Among other things, we may store the answers to the eligibility questionnaire and control access to the loan application section of the site. In certain cases, you can choose not to provide us with the information, for example by setting your browser to refuse to accept cookies, but if you do you may be unable to access certain portions of the site. We may not be able to customize the site's features according to your preferences.
Sending you responses and updates
We generally respond to any e-mail questions, requests for product or service information, and other inquiries that we receive. We may also retain this correspondence to improve our products, services, and Web site, and for other disclosed purposes. Frequently we retain contact information so that we can send individuals updates or other important information about our services and products. Occasionally these updates or other important information may be sent out by third parties on our behalf. Please be assured that any third party who contacts you in this capacity has executed a confidentiality agreement with us that contains a provision ensuring the privacy and security of any transferred information and limits the third party's use of the shared information to sending updates or providing services on our behalf. In situations where you have supplied your information in connection with a question or request for information about a product or service offered by a LJL Funding business partner, we may also send the information you have supplied to LJL Funding business partners that offer such products or services. Please be assured that these LJL Funding business partners have agreed to ensure the privacy and security of any transferred information and may only use the shared information to send you information about products or services about which you asked.
Facilitating the support, renewal, and purchase of our products and services:
We may use the information you submit to contact you to discuss the support, renewal, and purchase of our products and services. We may also provide the information you have submitted to us to a LJL Funding subsidiary, business partner, representative or Affiliate (either within or outside the United States) so that the subsidiary, business partner, representative or Affiliate can contact you and facilitate the support, renewal, and purchase of LJL Funding products and services. Our Affiliates are our payment services affiliates, and they help us provide our foreign-based (and certain domestic) customers with support, assistance, and the provision of our products and services in their local markets. You may receive a communication directly from one of our subsidiaries, business partners, representatives or Affiliates. Please be assured that any subsidiary, business partner, representative or Affiliate who contacts you for one of these purposes has agreed to use the information we supply only in accordance with a confidentiality agreement. To find out the names and locations of the subsidiaries, business partners, representatives and/or Affiliates to whom we have provided your information, please contact us at the address given at the end of this Privacy Statement.
Disclosure by Law and Protection of BC and Others
If we are required by law to disclose certain information to local, state, federal, national or international government or law enforcement authorities, we will do so. We will also disclose information to third parties as necessary in order to comply with applicable laws and regulations. In addition, LJL Funding may share information in order to investigate, prevent, or take action regarding illegal activities or suspected fraud, or enforce or apply LJL Funding’s agreements.
Links
At certain places on this site, live "links" to other Internet addresses can be accessed ("Linked Sites"). Such Linked Sites contain information created, published, maintained, or otherwise posted by institutions or organizations independent of LJL Funding. LJL Funding does not endorse, approve, certify or control these Linked Sites and does not guarantee the accuracy, completeness, efficacy, timeliness or correct sequencing of information that they contain. LJL Funding Privacy Policy does not apply to these Linked Sites. The privacy policies of these Linked Sites may differ from LJL Funding, and you should review their polices before accessing them and/or submitting information.
Changes to the Privacy Policy
LJL Funding reserves the right to change its Privacy Policy at any time. Information that is submitted to LJL Funding will be protected in accordance with the Privacy Policy in effect at the time the information is submitted to LJL Funding. Questions regarding our Privacy Policy should be directed to info@ljlfunding.com
EQUAL HOUSING
WHAT EVERYONE SHOULD KNOW ABOUT EQUAL OPPORTUNITY IN HOUSING
LJL Funding is pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support efforts to ensure that there are no barriers to obtaining home financing because of race, national origin, color, religion, sex, age, handicap, marital status or familial status.
The Fair Housing Act
The Fair Housing Act prohibits discrimination in the sale, lease, rental or financing of housing because of race, color, religion, sex, handicap, familial status, or national origin.
Equal Credit Opportunity Act
The Equal Credit Opportunity Act makes discrimination unlawful with respect to any aspect of a credit application on the basis of race, color, religion, national origin, sex, marital status, age or because all or part of the applicant's income derives from any public assistance program.
State and Local Fair Housing/Fair Lending Laws
In addition to the federal anti-discrimination statutes, many state and local governments have enacted regulations prohibiting discrimination in the sale, lease, rental or financing of housing on the basis of the neighborhood the property in which the property is located, sexual orientation, mental or physical illness, political affiliation, lawful source of income, environmental conditions or other characteristics. Contact your state or local housing agency for additional information.
Rights of the Home or Loan Seeker
You have the right to expect that housing or home loans will be available to you without discrimination or other limitations based on race, color, religion, sex, handicap, familial status or national origin. This includes the right to expect:
- Housing in your price range made available to you without discrimination.
- Equal professional service.
- The opportunity to consider a broad range of housing or loan choices.
- No discriminatory limitations on communities or locations of housing.
- No discrimination in the financing, appraising, or insuring of housing.
- Reasonable accommodations in rules, practices and procedures for persons with disabilities.
- Non-discriminatory terms and conditions for the sale, rental, financing, or insuring of a dwelling.
- To be free from harassment or intimidation for exercising your fair housing rights.
If You Suspect Discrimination
Complaints alleging discrimination in housing may be filed with the nearest office of the United States Department of Housing and Urban Development (HUD), or by calling HUD's toll free numbers, 1-800-699-9777 (voice), or 1-800-543-8294 (TDD).
You can contact HUD on the Internet at http://www.hud.gov.
TERMS OF USE
Welcome to LJLFunding.com Website (the "Site"). Please review the following basic rules that govern your use of our Site (the "Agreement"). Please note that your use of our Site constitutes your agreement to follow and be bound by these terms.
General
We may from time to time change the terms that govern your use of our Site. Your use of our Site following any such change constitutes agreement to follow and be bound by the terms as changed. We may change, move or delete portions of, or may add to, our Site as needed.
Promotion
Any promotions described or posted on this Site shall be governed by the rules regulating such event.
Links To Other Websites And Services
This Site may contain links to outside services and resources, the availability and content of which LJLFunding.com has no control nor does LJLFunding.com have any responsibility for the linked websites thus, any link thereto, should be directed to the particular outside service or resource.
Disclaimer
Occasionally there may be information on LJLFunding.com that contains typographical errors, inaccuracies, or omissions that may relate to product descriptions, and availability. We reserve the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice.
LJLFunding.com expressly disclaims any duty to update or revise the materials on this site, although LJLFunding.com may modify the materials at any time without prior notice. By your use of this site, you acknowledge that your use is at your sole risk and that you assume full responsibility for all costs associated with all necessary servicing or repairs of any equipment you use in connection with your use of this site. You further acknowledge that LJLFunding.com shall not be liable for any damages or any kind related to your use of this site.
Indemnification
You agree to defend, indemnify and hold LJLFunding.com harmless from and against any and all claims, damages, costs and expenses, including attorneys' fees, arising from or related to your use of the Site.
Miscellaneous
This Site and the Contents thereof are displayed solely for the purpose of promoting LJLFunding.com’s products and services available in the United States. This Site is controlled and operated by LJLFunding.com from its office in La Jolla, California.
Termination
This Agreement is effective unless and until terminated by either you or LJLFunding.com. You may terminate this Agreement at any time. LJLFunding.com also may terminate this Agreement at any time and may do so immediately without notice, and accordingly deny you access to the Site, if in LJLFunding.com's sole discretion you fail to comply with any term or provision of this Agreement. Upon any termination of the Agreement by either you or LJLFunding.com, you must promptly destroy all materials downloaded or otherwise obtained from this Site, as well as all copies of such materials, whether made under the terms of use or otherwise.
