David John Ruyle - Chairman

David is a successful real estate developer and licensed attorney and a Certified Specialist recognized by the California Bar Association Board. He is the founding partner of Ruyle & Brewer, Attorneys at Law with law offices in Mission Valley, specialists in Real Estate, estate and business planning, and litigation. He is a published author, adjunct professor, and frequent lecturer. Over the past 30 years David has developed a variety of real estate projects including residences, condominiums, warehouses and office space. He served as legal counsel to La Jolla Loans, Inc. for several years and has been a principle of the company for the past three years.

Johann de Villiers - President

Johann de Villiers is experienced in the financial world having been a member of the American Stock Exchange, National Association of Securities Dealers and having served as a Registered Investment Advisor of a mutual fund. In these capacities he participated in structuring international financing transactions that included mergers and acquisitions and raising both debt and equity capital in a number of different industries. In addition to holding senior management positions in a number of international public and private companies he gained valuable construction and engineering experience with 15 years in the mining industry. Johann earned a degree in Accounting from the University of the Witwatersrand in South Africa and is registered as a Chartered Accountant (CPA).

Phil Jemmett - VP Business Development

Phil grew up and studied engineering in Australia and lived in London for several years before moving to the US to study Economics at the University of Wisconsin, Madison. After obtaining a Bachelor of Science degree, Phil worked for Merrill Lynch as a financial services broker. In 1983 Phil launched his own company, specializing in the wholesale trade targeting the large retailers. The business had an international scope with suppliers and customers in Japan, Europe, Eastern Europe, South Africa, Asia, Mexico and the Caribbean. U.S. clients included well know names like Wal-Mart, Montgomery Wards, Sam’s, Costco and Target. Phil has been involved in real-estate for twenty years, and recently has been involved in a customized manufactured and modular home business. Phil’s varied experience allows him to relate to a diverse range of clients as he seeks to meet their financial needs.

Jeffrey W. Arnold – VP Operations

Jeff brings over 20 years of management experience to the company. A Summa Cum Laude graduate of Widener University in Philadelphia, PA, he honed his management skills with Fortune 100 and world renowned companies such as PepsiCo, McDonald’s Corporation, MGM Grand/Mirage, and the Trump Organization, receiving numerous regional and national awards for his educational and management achievements.

He has continued his success as an executive in the mortgage industry, helping privately held mortgage firms expand both in breadth of scope and in lending volume. Over a three year period he successfully managed the conversion of a regional mortgage broker to national mortgage banker, seeing exceptional growth in all three aspects of the firm’s core competencies, while simultaneously administering the creation and evolution of an in-house technology platform to manage all aspects of the company’s operations. He directed the development of the affiliate branch network growth from 15 regional offices to over 100 offices nationwide; banking volume growth from just over $10 million per year to over $800 million per year; and overall loan volume growth from $500 million per year to just over $2 billion per year (a 160% annualized growth rate).

As the Vice President of a private mortgage banker, he effectively managed the development and implementation of a nationwide wholesale banking platform. He championed the creation of an innovative new lending program, working directly with several Wall Street firms to finalize the pricing and secondary market salability. Upon the nationwide roll-out of the program, this lender saw a 275% monthly increase in sales over a six month period.

Most recently, Mr. Arnold served as the Vice President of Lending Operations for a nationwide $5 billion mortgage holding firm as the primary development expert managing all aspects of the development, implementation, and roll-out of their mortgage banking division.

Jeffrey C. Grant - Business Development and Investor Relations

Jeff came to the LJL Funding team from employment with the PGA Tour, where he was an Advance Coordinator of Operations for nearly six years. In that position, he traveled extensively and managed the on-site operations for 17 of the PGA Tour's 46 tournaments. His honors include USA Team Assistant for the 2003 and 2005 President's Cups, where he assisted Jack Nicklaus and the 14 other members of the team. Along with his PGA Tour experience, Jeff also worked with KPMG Consulting as an E User-Interface Design Consultant. Jeff is a licensed Broker with the California Department of Real Estate and has years of residential real estate experience. Jeff has positioned himself through education and experience for a career in real estate. His networking, design, marketing, and technical skills bring great value to our team. Jeff grew up in Scottsdale, AZ and graduated from the University of Arizona with a BFA Degree.

Susan C. Lakosil - CPA

Sue is the controller for LJL Funding, LLC as well as LJL Secured High Yield Income Fund I, LLC. Before joining LJL, she worked in a variety of industries including venture capital, technology, internet sales and mining. She has over 25 years of financial accounting experience and is responsible for reporting to both the executive team and the limited partners, accounting, taxes and audits of both LJL Funding, LLC and LJL Secured High Yield Income Fund I, LLC. Sue graduated from San Diego State University with a BS degree in Business Administration/Accounting and completed her certification as a Certified Public Accountant (CPA).

John Cappetta

Mr. Cappetta graduated from the University of San Diego in 1983 with a Bachelor of Arts in Economics. As a Rotary Foundation Fellow, he completed one year of post-graduate study at ESSEC in Paris, France. He received an MBA from the University of California, Berkeley in 1986. He spent the following 20 years in the Investment Banking and Capital Markets industry in the New York area. This included 4 years at Citibank, 2 years at CS First Boston and 14 years at AIG Financial Products ("AIG-FP"). A subsidiary of AIG Inc., AIG-FP is a market leader in derivatives and structured products across a broad spectrum of financial markets including: commodities, credit, equities, energy, foreign exchange and interest rates. In his final position with AIG-FP, Mr. Cappetta served as an Executive Vice President with responsibility for the firm's North American based capital markets activities. He also served as the President of AIG Financial Securities, Corp., the firm's broker-dealer affiliate.

Mr. Cappetta retired from AIG-FP in March of 2006 and has since relocated, with his wife and four sons, to the San Diego, CA area. Mr. Cappetta is a private equity investor and strategic advisor focused primarily in the real estate and financial services sectors. In addition, he is a Co-Chairman of the Rancho Santa Fe Education Foundation and is a Board member and the CFO of the Emilio Nares Foundation.